The job retention scheme, or furlough, has amounted to an astronomical cost to the government with the second furlough at approximately £6 billion per month, £200,000 per day and a total of £41.4 billion as at 18 October 2020 to the economy (figures from HMRC). Let us also not forget the staggering human cost that … Continue reading The Economic and Human cost of Furlough and Redundancies
At Cambridge Finance we train professionals in the construction, development and analysis of financial models. We believe this is a hugely valuable skill in real estate and the financial industries. Why? Please read further. What? Before delving into why we need financial modelling, let us first look at a definition. A financial model is a tool (typically … Continue reading Financial Modelling – What, Why & How?
A lack of professional training can lead to an obsolete, demoralised and demotivated workforce, a reduction in productivity and competitiveness. The benefits of training for your staff, both new and experienced cannot be overemphasized. Better employee performance, increase in employee satisfaction and morale – Professional training in a relevant subject increases not only knowledge but also … Continue reading How can employee training benefit employers? 5 reasons.
Coronavirus has had a marked affect on how people want to spend their work and leisure time and has shifted priorities for building design. Gardens, recently seen as a nuisance and best avoided by some, are now sought after for the offer of private open air space and open plan is falling in popularity as … Continue reading How has Covid shaped property design?
By Holly Mapletoft BA MAAT What shape is the residential property market in, how did it get there and what can we expect to happen next? When we speak of house prices, it is about an average, and, as with any statistic, this is open to interpretation. The average house price varies wildly across regions, … Continue reading The Rise and Fall of the Residential property Market
Kate Taylor - Understanding commercial property valuation Kate Taylor FRICS speaking about her career and understanding commercial property Valuation Learn more from Kate about understanding commercial property valuation in our bespoke course Learn More
The Science View on Valuation Estimating Property Values in Times of Significant Uncertainty In times of Covid-19 pandemic, property market or fair values are harder than ever to estimate. Valuers desperately trying to find enough ‘evidence’, but property is an illiquid asset by definition and as such, transactional evidence disappears during periods of market unrest. … Continue reading Valuation in crisis – Art versus Science – The Science View
The Art View on Valuation The life of a valuer is pretty tough at the best of times, even with the benefit of good comparable evidence. This is because valuers are carrying out transaction analysis in the most imperfect market that exists. This is why valuation is often described as both an art and a … Continue reading Valuation in crisis– Art versus Science – The Art View
By Morag Beers Going Dutch does not always have particularly positive connotations; but Going Dutch in green investments is a whole other matter. The Dutch do it well, and the results are increasingly being recognised as beneficial. How do the Dutch know how to do this? I learned a joke about developers when I arrived … Continue reading Will Green Credentials Impact Property Values – Let’s Go Dutch
Real Estate financial models are mainly spreadsheets used extensively as an aid in decision support in the areas of property investment and lending. These spreadsheets will ascertain the present value of a stream of cash flows and generate risk / return ratios. How do I create a real estate financial model? Being proficient in real … Continue reading Demystifying real estate financial models