Privacy Policy

Data Protection & Privacy Policy – with effect from 17 May, 2018

We at Cambridge Finance Ltd are committed to protecting the privacy of our members and other visitors who use our website. This Privacy Policy informs you how Cambridge Finance process your personal data. For the purposes of this Policy, Cambridge Finance is the controller. This Privacy Policy concerns the Cambridge Finance website and services such as seminars, courses and networking events, which collect personal data or which are linked to this Privacy Policy or on which this Privacy Policy is visible. Defined terms used in this Privacy Policy are explained below.
We believe that you should know what personal data we collect, as well as to understand your rights in respect of your personal data. In this Privacy Policy we explain the purposes of collecting and use of your personal data as well as how we have ensured that you have adequate control over your own personal data.
We recommend that you read this Privacy Policy carefully as it provides important information about personal data and other information that we collect.

Lawful basis of processing
We may process your data based on one of three main legal grounds: (1) your consent; (2) any contract between you and us; and (3) our legitimate interests.

We collect your personal data based on one or many of the following legal basis:

  • We have obtained your prior express consent (written, verbal or online) to the processing of your personal data (this legal basis is only used in relation to processing that is entirely voluntary – it is not used for processing that is necessary or obligatory in any way);
  • The processing is necessary in connection with any contract between Cambridge Finance and you (“contractual necessity”); or
  • We have a legitimate interest in carrying out the processing for the purpose of managing, operating or promoting our business, and that legitimate interest is not overridden by your interests, fundamental rights, or freedoms (“legitimate interests”).

You have a right to withdraw your consent to the processing of your personal data, at any time, by contacting us. Please email to do so.

Personal data we collect

We collect the following information:

  • Information provided directly by you
  • Information collected when our website is used
  • Information related to monies paid for courses by you
  • Information collected from event hosts, sponsors or speakers

Please note that we do not collect any payment information. All payment data are processed by authorized third party payment services providers.

We may collect personal data either directly from you or automatically from your devices that interact with our website.

Information collected directly from you:

  • Contact details: your name, email address(es), company name, job title;
  • Information related to your account: payment type or method, username, encrypted password;
  • Any consents, communications and feedback that you provide to us;
  • Personal interests notified by you;
  • Other information collected on the basis of your prior, express, voluntary consent.

Information collected when our website or services are used:

  • Your user account identity and registration date (if you are logged in);
  • Your browser, operating system, device model, IP-address, time of access and duration of access;
  • Location data (including details of your WiFi-connection point, GPS coordinates or similar measure);
  • Web pages through which our website was accessed, the pages browsed by you, all other actions with our website during your website visit (e.g., interactions, referral sites, search keywords);
  • Cookies and other identification tags;
  • Marketing information: the benefits, campaigns and services directed or offered to the member and your usage of them; and
  • Other information collected based on your consent.

Information related to your payments:

  • Information on orders, deliveries, payment methods, billing address(es), delivery address(es), and other information related to payments to Cambridge Finance;
  • Your participation in our promotions and contests; and
  • Your contact information.

Information collected from other sources which may be combined with your user account:

  • If you have connected to the Cambridge Finance website, attended a course or connected to us via social media channel using your social media profile(s), we may collect the public information available on your social media profile(s);

We may use third party service providers for payment processing, in which case you will be directed to the relevant third party service provider’s website which is subject to that third party service provider’s terms and conditions. Cambridge Finance does not store credit card information.

How Cambridge Finance uses your personal data

We collect your personal data in order to offer you interesting seminars, courses and events or relevant offers; and to operate and maintain our website and services effectively. We use the collected information for the following purposes:

  • Offering events, courses, information, offers
  • Identifying users

We may process your personal data for the following purposes:
We want to offer you the most interesting courses, events and therefore we may analyze your interests, preferences and needs. We may process your personal data to manage our relationship with you.
In addition, we may process your personal data to optimize our website mails.
Your personal data may be processed for the purposes of informing you about our courses, events and offers. This may be carried out as follows:

  • Electronic messaging: emails and other electronic messages; and
  • Digital online marketing (e.g., displays, search engine marketing)

We use anonymized data for reporting purposes. Such data have been anonymized and cannot be used to identify you. We use such data to analyze the realization of our commercial objectives, such as effectiveness of our events and courses campaigns. Such anonymized data may contain:

  • Aggregate visitor numbers of our website pages;
  • Average visit duration;

We may identify your online activities based on cookies.

How long is your data stored
  • Your data are stored as long as your online account is valid, plus a maximum of another 12 months for delayed membership renewal purposes.
  • Remember to update your information if any material changes occur.

We take every reasonable step to ensure that your personal data are only processed for the minimum period necessary for the purposes set out in this Privacy Policy.

How we disclose your personal data to other parties

We do not disclose your data to third parties except for your name and company name for registration purposes at events and courses, and except for processors related to facilitating payments. We do not sell, lease or rent your data. Your data are adequately protected.

Personal data of children

We do not collect personal data of children.

Steps taken to safeguard the personal data

We have created appropriate safeguards to protect your personal data. The database and website are run on secure servers with security protocols in place. Only restricted officers of Cambridge Finance are permitted to access your data and will only rarely need to do so. However, you should always be careful when transmitting your data via internet, as the transmission of data to our website will be at your risk.
Subject to applicable law, you may have the following rights with respect to the processing of your personal data:

  • Choosing not to provide your personal data
  • Accessing, or obtaining a copy of, your personal data
  • Checking and editing your data in your user account
  • Unsubscribing from direct marketing
  • Checking and editing your personal data
  • Blocking and deleting the cookies
  • Permitting or refusing processing of your location data
  • Objecting to the processing of your personal data
  • Withdrawing your consent
  • Porting your data to another controller
  • Lodging a claim at the supervisory authority

We hope to ensure that the personal data we possess are accurate at all times and therefore we encourage you to update your information in your own account in case any changes have occurred. We have listed below the rights that you may be able to exercise in respect of the processing of your personal data, subject to applicable law. We take every reasonable step to ensure that the personal data that we process are limited to the personal data that are reasonably required in connection with the purposes set out in this Privacy Policy.
Please note that upon exercising any of the rights listed below, you may be requested to provide additional information for identification purposes. Such additional information shall not be used for any other purpose and will be removed after successful identification.

  • Providing your data: You may choose not to provide your personal data to us. It should be noted that some features of our website and other services may not be fully available to you if you choose not to provide us with your personal data (e.g., we may not be able to process your orders without the necessary details).
  • Right of access: You may have the right to request access to, or copies of, your personal data, together with information regarding the nature, processing and disclosure of those data.
  • Unsubscribing: We include an unsubscribe link in all electronic marketing messages we send to you. You may withdraw your consent to direct marketing at any time. If you do so, we will promptly update our databases, and will not send you further direct marketing, but we may continue to contact you to the extent necessary for the purposes of any services you have requested.
  • Checking and editing your personal data: Should you have an online user account, you may edit and complete your personal data directly yourself. If you do not have an online user account, you may contact us using the details provided below, who will upon your request as soon as possible rectify, remove or complete the information which is incorrect, unnecessary, lacking or outdated.
  • Blocking and deleting cookies: You may block the cookies using your browser settings. Please note that blocking the cookies may affect the usability of our website. You may also delete the cookies from your browser via its settings, in which case the information collected by the previous cookie will not affect the account created based on the information collected after such deletion.
  • Allowing use of location data: You may give your consent to the use of location data in the options of the device or the application. You may also withdraw such consent at any time from the options menu in your account, or by contacting
  • Erasure, or restriction of our processing, of your data: Should you believe that we process your data which is not accurate; the processing is illegal; we are not processing your data in accordance with the processing purpose or you want to oppose the processing, you may contact to request the erasure, or restrictions on the processing, of your data. Please note that we will investigate your request reasonably promptly, before deciding what action to take.
  • Right to object: You may have the right to object, on legitimate grounds, to the processing of your personal data.
  • Withdrawing your consent: You may at any time decide to withdraw your consent to the processing of your personal data.
  • Right to data portability: According to the GDPR legislation you may have the right to have your personal data transferred to another controller, but we cannot imagine this situation ever being relevant to Cambridge Finance. Erasing data would be the alternative.
  • Lodging a claim with a supervisory authority: Should you believe that our processing of your personal data infringes your legal rights, you may lodge a claim with your local supervisory authority. Please do see a list for supervisory authorities’ website here.
Use of cookies and similar techniques

Cookies are small text files, often construed of letters and numbers, which the browser inserts into a computer or other device while you use our website.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time and communicate the changes on this site.
Cambridge Finance reserves the right to change and modify this Privacy Policy from time to time. When we post changes to this Privacy Policy we will modify the “Effective Date” at the top of this Privacy Policy to indicate when such changes have come into effect.
If the changes are material and affect you in an adverse way, Cambridge Finance will inform you with an email and prominently post a notice advising of such change at the beginning of this Privacy Policy and on our website home page.

Defined terms

In this Privacy Policy, the following defined terms are used:

  • “controller” means the entity that decides how and why personal data are processed. In many jurisdictions, the controller has primary responsibility for complying with applicable data protection laws.
  • “personal data” means any information relating to an identified or identifiable natural person; an identifiable person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that person.
  • “process“, “processing” or “processed” means anything that is done with any personal data, whether or not by automated means, such as collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.
  • “processor” means any person or entity that processes personal data on behalf of the Controller (other than employees of the Controller).
Our contact point

In general privacy issues, in issues relating to your account or to opt out from marketing messages, please email us at