What’s the most valuable asset you have? Most of us would say it’s the house. And to finance that house, you probably have to get a mortgage from the bank. For many of us, if we couldn’t get access to a mortgage, we couldn’t buy the house. Dr Pereira went on to explain the individual … Continue reading Solving Real Estate Investment Problems with Financial Models with Dr Ricardo Pereira
Climate risk is having a greater impact on the real estate sector overall. Disasters due to climate change are on a rise, and the risks facing the real estate industry (whether companies are aware or not) are imminent. But with regulatory drivers demanding more transparency surrounding climate risk disclosure and investors incorporating climate risk into … Continue reading Understanding Climate Risk in Real Estate with Lorna Walker, Laura Craft and Stephanie Gnissios
Going into the second day of the Financial Modelling Summit 2021 online event, Maria gave a keynote talk as an opening about a review of the real estate industry, the role of a financial modeller. Get to know more about Cambridge Finance and Maria as she talks about her career as a financial modeller, how … Continue reading Opportunities In Real Estate And The Impact Of Financial Modelling & Diversity
The layer (or hardcore) method of valuation is used as an alternative to the more traditional term and reversion approach. The approach has both its advantages and drawbacks which can be seen here. The theory with the layer method of valuation is: It capitalises present rent (hardcore rent) into perpetuity.Then it capitalises the top slice … Continue reading What is the layer method of property valuation?
Why do we need to use best practices in financial modelling? If automated software is used to create valuations, not only can these be restrictive but the formulas within may not be understood and the cognitive link between the input figures and the output lost. If we create our own spreadsheets, every step is clear … Continue reading The Ultimate Guide To Best Practices In Financial Modelling, 5 Golden Rules
Making predictions Predicting the property market, when it is at its peak or its lowest is difficult. However, for a property developer, the time is right if they can mitigate risk. In order to make informed and effective decisions, developers need to have a deep understanding of their market. It is the length of the … Continue reading Property Development: is this the right time to invest?
Request a sample test First, we need to understand what a financial modelling is so we can keep this in mind throughout the test and better accept why companies are asking us more and more to go through Excel tests in order to proceed to the next round of interviews. Financial Modelling in real estate … Continue reading How to prepare for a real estate financial modelling test
Recent forced periods of isolation have brought mental health to the forefront. Always an important issue but we have all had too much time to reflect and enforced isolation has caused much of this thinking to be inwards. I am not a mental health professional, this blog comes from personal experience. We have been blessed … Continue reading How can training help mental health?
As Boris Johnson announced his roadmap to ease lockdown restrictions, we look at how Cambridge Finance has navigated the pandemic and how we are converting this experience to bring best in class training for all our delegates. Training before Covid-19 Prior to lockdown, all of Cambridge Finance courses were delivered face to face in central … Continue reading Roadmap out of Lockdown
Co-living is where three or more tenants, not from the same family or household, share living accommodation. This scenario is common in cities such as London where the cost of living is high. Other advantages of co-living are reduced utility costs as this is shared among the tenants or included in the rent and the … Continue reading Co-Living – what is it and why is it gaining in popularity?